Additional Services & Fees

Need more options?

We offer some additional banking services for your convenience.
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Safety Deposit Box

A confidential, secure storage option for your valuables. We offer various sizes to rent for an annual fee. See below for more information on sizes and fees.

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Wire Transfers

We offer wire transfers to send funds to domestic and international locations, including other credit unions. See below for more information on fees.

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Western Union Drafts

Unity Credit Union sells Western Union Drafts in numerous currencies. See below for more information on fees.


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Night Deposit

A secure one-way access bin for dropping off deposit items any time of day or night. Businesses can contact us about getting access to the night deposit drop. Bag Deposit is required.

Contact Us

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Foreign Currency

Cash is available in various currencies. We recommend placing your order 2 - 3 weeks prior to your departure.

View Foreign Exchange Rates

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Cheque Options

We offer cheque certification for a fee - your cheque, certified as guaranteed funds. Members can also order personalized cheques for their chequing accounts. See below for more information on fees.

Personal Account Service Charges & Fees

We strive to be as transparent as possible with any account and service fees.
Click any tab below for a full breakdown of fees.

*Fees up to date as of January 1, 2021

Cheques - Encoded

Cheques - Non-encoded

$0.50

$5.00

Deposits No Charge
External Withdrawals $0.50
In-Branch Withdrawals $0.50
Personalized Cheque Order Cost
Point of Sale Purchases $0.50
Transfers $0.50
Utility Payment through teller $0.50
Account closed within 60 days $10.00
Account transferred to other financial institution
other than Credit Union
>$15.00
Bank Confirmations $40.00/hr
(minimum $20 charge)

Cheque Certification - by member

Cheque Certification - by non-member

$5.00

$10.00

Fax Incoming/Outgoing $5.00
Hold Funds $5.00
Items sent or received for collection by Credit Union $5.00
Manager's Trust Cheque $5.00
Photocopies $0.25/page

RRSP Transfer Out  - Full

RRSP Transfer Out  - Partial

>$50.00

$25.00

Search for records & member information
(requiring more than 15 min.)
$40.00/hr
(minimum $20 charge)
Statement Printout $2.00
Stop Payment
(per item returned)
$10.00
Verify Funds $5.00
Saskatchewan Credit Union ATM No Charge
Out of province Credit Union ATM $1.50
Interac® ATM $2.00
Cirrus®/Plus®/International ATM $3.00
 

Replacement Card
(after being initiated by the member 3 times)

$10.00

Canadian $5.00
US $5.00
Drafts $10.00
Western Union $5.00
Blue Nylon Deposit Bag
*Fee is refunded when bag is returned undamaged
$5.00*
Plastic Bag Cost
NSF Cheque Returned
(letter/phone call notification included)
$30.00
Overdraft Notice $2.00
Overdrafts per item charge $5.00
1 1/2  x  5 $15.00
2 1/2 x 5 $25.00
2 x 10 3/4  $35.00
5 x 5 $35.00
10 x 10 $65.00
New Key Cut  Cost + $10.00
Forceful Enter Cost + $50.00
To or from all Credit Unions $10.00
To or from another financial institution (CDN and US) $30.00
To or from International Transfer (non-US) $50.00
Ready to open your account?
Get in touch with one of our Member Experience Partners to help you choose the account that is right for you.
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