LOAN AND MORTGAGE INSURANCE

Protect your purchases from unexpected life events.

We offer a range of mortgage and loan insurance options to suit your individual needs.

Payment Protection for your Single Premium Loan:

This is paid once, up front, at the time the loan is approved and is based on the loan amount.
icon

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

icon

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

icon

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness*.

Payment Protection for your Monthly Premium Line of Credit:

This is paid monthly based on your balance.
(Only available for a Line of Credit, Quick Loan, or Student Loan)
icon

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

icon

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

icon

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness*.

Mortgage Insurance:

This is paid monthly, and the amount you pay for your coverage is dependent on the amount of your mortgage.
icon

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

icon

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

icon

Loss of Employment Insurance

Unity Credit Union offers loss of employment insurance, which will pay your insured monthly payment* should you unexpectedly become unemployed*.

icon

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness*.

*some restrictions apply

Loan, line of credit, mortgage and business line of credit protection insurance coverage is optional and is underwritten by CUMIS Life insurance company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, please visit www.cumis.com or call 1-800-263-9120.

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.