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Our Rates
**Rates subject to change without notice**
Prime Rate
Unity Credit Union Prime Rate
3.20
*
%
*Effective April 14, 2022
AgriInvest Rate
Unity Credit Union AgriInvest Rate
0.30
*
%
*Effective April 19, 2022
Unauthorized Overdraft Interest Rate
Unauthorized Overdraft Interest
26.00
*
%
*Effective June 1, 2017
Foreign Exchange Rates
US Dollar
Buy Rate
1.3084
*
%
US Dollar
Sell Rate
1.2398
*
%
United Kingdom Pound
Buy Rate
1.6486
*
%
United Kingdom Pound
Sell Rate
1.5629
*
%
Euro
Buy Rate
1.3941
*
%
Euro
Sell Rate
1.3101
*
%
Mexican Peso
Buy Rate
0.0745
*
%
Mexican Peso
Sell Rate
0.0544
*
%
*Effective May 20, 2022
**Rates subject to change without notice**
**Rates subject to change without notice**
Mortgage Rates
Contact Unity Credit Union for additional rates
Contact Unity Credit Union for additional rates
Residential - 1 Year Closed
Rates as low as
2.64
*
%
Agriculture - 1 Year Closed
Rates as low as
3.54
*
%
Commercial - 1 Year Closed
Rates as low as
4.34
*
%
*Effective April 19, 2022
*Rates are subject to qualifications and OAC*
**Rates subject to change without notice**
*Rates are subject to qualifications and OAC*
**Rates subject to change without notice**
Registered Plan Rates
Contact Unity Credit Union for rates over $50,000
Contact Unity Credit Union for rates over $50,000
1 Year under $50,000
Non-Redeemable
2.35
*
%
2 Year under $50,000
Non-Redeemable
2.45
*
%
3 Year under $50,000
Non-Redeemable
2.45
*
%
4 Year under $50,000
Non-Redeemable
2.60
*
%
5 Year under $50,000
Non-Redeemable
2.90
*
%
*Effective April 19, 2022
**Rates subject to change without notice**
**Rates subject to change without notice**
Term Deposit Rates
Contact Unity Credit Union for rates over $50,000
Contact Unity Credit Union for rates over $50,000
1 Year under $50,000
Redeemable with Penalty
2.25
*
%
2 Year under $50,000
Redeemable with Penalty
2.35
*
%
3 Year under $50,000
Redeemable with Penalty
2.35
*
%
4 Year under $50,000
Redeemable with Penalty
2.50
*
%
5 Year under $50,000
Redeemable with Penalty
2.80
*
%
*Effective April 19, 2022
**Rates subject to change without notice**
**Rates subject to change without notice**
Foreign Exchange Calculator
Calculate Foreign Exchange currency with Unity Credit Union's Foreign Exchange Calculator.
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