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Our Rates
**Rates subject to change without notice**
Prime Rate
Unity Credit Union Prime Rate
6.70
*
%
*Effective January 26, 2023
AgriInvest Rate
Unity Credit Union AgriInvest Rate
2.25
*
%
*Effective December 20, 2022
Unauthorized Overdraft Interest Rate
Unauthorized Overdraft Interest
26.00
*
%
*Effective June 1, 2017
Foreign Exchange Rates
US Dollar
Buy Rate
1.3715
*
%
US Dollar
Sell Rate
1.2997
*
%
United Kingdom Pound
Buy Rate
1.6716
*
%
United Kingdom Pound
Sell Rate
1.5847
*
%
Euro
Buy Rate
1.4842
*
%
Euro
Sell Rate
1.3950
*
%
Mexican Peso
Buy Rate
0.0810
*
%
Mexican Peso
Sell Rate
0.0609
*
%
*Effective February 8, 2023
**Rates subject to change without notice**
**Rates subject to change without notice**
Mortgage Rates
Contact Unity Credit Union for additional rates
Contact Unity Credit Union for additional rates
Residential - 5 Year Closed
Rates as low as
5.54
*
%
Agriculture - 5 Year Closed
Rates as low as
6.44
*
%
Commercial - 5 Year Closed
Rates as low as
7.24
*
%
*Effective December 20, 2022
*Rates are subject to qualifications and OAC*
**Rates subject to change without notice**
*Rates are subject to qualifications and OAC*
**Rates subject to change without notice**
Registered Plan Rates
Contact Unity Credit Union for additional rates
Contact Unity Credit Union for additional rates
1 Year Starting Rate
Non-Redeemable
4.75
*
%
2 Year Starting Rate
Non-Redeemable
4.70
*
%
3 Year Starting Rate
Non-Redeemable
4.65
*
%
4 Year Starting Rate
Non-Redeemable
4.65
*
%
5 Year Starting Rate
Non-Redeemable
4.60
*
%
*Effective February 3, 2023
**Rates subject to change without notice**
**Rates subject to change without notice**
Term Deposit Rates
Contact Unity Credit Union for additional rates
Contact Unity Credit Union for additional rates
1 Year Starting Rate
Redeemable with Penalty
4.65
*
%
2 Year Starting Rate
Redeemable with Penalty
4.60
*
%
3 Year Starting Rate
Redeemable with Penalty
4.55
*
%
4 Year Starting Rate
Redeemable with Penalty
4.55
*
%
5 Year Starting Rate
Redeemable with Penalty
4.50
*
%
*Effective February 3, 2023
**Rates subject to change without notice**
**Rates subject to change without notice**
Foreign Exchange Calculator
Calculate Foreign Exchange currency with Unity Credit Union's Foreign Exchange Calculator.
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