We're hiring:

We are currently seeking applicants for a Manager of Member Experience. Click here for more details.

Business Services & Fees

Need more options for your business?
Running a business is hard work. ​
Our services are designed to help you get the job done.


We refer our business members to First DataTM for Merchant Services.
Contact us for more information.


A confidential, secure storage option for your valuables. We offer various sizes to rent for an annual fee. See below for more information on sizes and fees.


We offer wire transfers to send funds to domestic and international locations, including other credit unions. See below for more information on fees.


Unity Credit Union sells Western Union Drafts in numerous currencies. See below for more information on fees.


A secure one-way access bin for dropping off deposit items any time of day or night. Businesses can contact us about getting access to the night deposit drop. Bag Deposit is required.


Cash is available in various currencies. We recommend placing your order 2 - 3 weeks prior to your departure.


We offer cheque certification for a fee - your cheque, certified as guaranteed funds. Businesses can also order personalized cheques for their business chequing accounts. See below for more information on fees.


Pay your employees who are also Unity Credit Union members through our Inter-member Transfer option, by cheque, or through our Interac e-Transfer® service.

Business Account Service Charges & Fees

We strive to be as transparent as possible with any account and service fees. Click any tab below for a full breakdown of fees.

*Fees up to date as of January 1, 2021

Cheques - Encoded $0.50
Cheques - Non-encoded $5.00
Deposits No Charge
External Withdrawals $0.50
In-Branch Withdrawals $0.50
Personalized Cheque Order Cost
Point of Sale Purchases $0.50
Transfers $0.50
Utility Payment through Teller $0.50
Account closed within 60 days $10.00
Account transferred to other financial institution other than Credit Union $15.00
Bank Confirmations $40.00/hr (minimum $20 charge)

Cheque Certification - by member

Cheque Certification - by non-member



Fax Incoming/Outgoing $5.00
Hold Funds $5.00
Items sent or received for collection by Credit Union $5.00
Manager's Trust Cheque $5.00
Photocopies $0.25/page

RRSP Transfer Out  - Full

RRSP Transfer Out  - Partial



Search for records & member information (requiring more than 15 min.) $40.00/hr (mininum $20 charge)
Statement Printout $2.00
Stop Payment (per item returned) $10.00
Verify Funds $5.00
Saskatchewan Credit Union ATM No Charge
Out of province Credit Union ATM $1.50
Interac® ATM $2.00
Cirrus®/Plus®/International ATM

Replacement Card (after being initiated by the member 3 times)


Canadian $5.00
US $5.00
Drafts $10.00
Western Union $5.00
Blue Nylon Deposit Bag
*Fee is refunded when bag is returned undamaged
Plastic Bag Cost
NSF Cheque Returned (letter/phone call notification included) $30.00
Overdraft Notice $2.00
Overdrafts per item charge $5.00
1/2  x  5 $15.00
1/2 x 5 $25.00
2 x 10 3/4  $35.00
5 x 5 $35.00
10 x 10 $65.00
New Key Cut  Cost + $10.00
Forceful Enter  Cost + $50.00
To or from all Credit Unions $10.00
To or from another financial institution (CDN and US) $30.00
To or from International Transfer (non-US) $50.00
Ready to open your account?
Get in touch with one of our Member Experience Partners to help you choose the account that is right for your business.
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