We're hiring:

We are currently seeking applicants for a Manager of Member Experience. Click here for more details.

Account Options
At Unity Credit Union, taking care of our member’s financial well-being is our top priority. We offer a variety of chequing and savings accounts to suit your lifestyle and help you manage your money.

What type of account do you need?

Chequing Accounts

For your day-to-day banking needs, we offer a Personal Chequing Account and a Heritage Chequing Account, for members who are over 60.
Personal Chequing
Recommended for individuals who use their accounts for various basic daily transactions, such as paying bills, writing cheques, and using their MEMBER CARD® debit card for purchases.

Account Features
  • Non-interest bearing account
  • All deposits are free
  • Unlimited MemberDirect® Online Banking or Mobile App transactions at no charge
Heritage 60 Chequing
Recommended for individuals 60 and over who use their accounts for various daily transactions.

NOTE: For joint accounts, only one member needs to be over 60.

Account Features
  • Non-interest bearing account
  • No minimum balance requirement
  • No monthly service fee
  • All deposits are free
  • Unlimited transactions at no charge
  • Unlimited MemberDirect® Online Banking and App transactions at no charge

Saving Accounts

What are you saving for? A new car? A trip? A down payment for a house? Saving money can be challenging. Whether you have a specific goal in mind, or you are simply saving for a rainy day, you can invest your money in a PLAN 24® daily interest savings account or deposit your money in a Non-Registered Investment for a higher return of interest.
PLAN 24® Savings
Recommended for individuals 19 years of age and older who want to earn interest on their money. Interest is calculated daily, so no matter how much money is in your account, or how long it stays there, you still receive the reward.

Account Features
  • Daily interest savings – calculated on the closing daily balance and paid on the last day of each month
  • No minimum balance requirement
  • All deposits are free
  • Unlimited MemberDirect® Online Banking and Mobile App transactions at no charge

NOTE: Chequing privileges and overdraft protection are not available on this account

Non-Registered Investments
Non-registered investments allow you to choose a savings/investment plan with more options and at a higher interest rate.

Key Features
  • We offer a mix of term lengths, deposit amounts, saving options and interest rates
  • You have access to a full spectrum of investment options 
  • Our Investment Specialists can offer financial management expertise and personalized options

Youth and Student Account

Are you a young member looking for somewhere to store your piggy bank savings? A youth looking for somewhere to keep your allowance and baby sitting money? Are you a student attending post-secondary school? If you are under the age of 25, we have an account that will GROW with you.
Growth Chequing Account

Recommended for youth and young adults under the age of 25 looking for a chequing account with saving privileges. Why cash your first pay cheque – put it in our Growth Account and earn interest! 

NOTE: Parental consent is required for card privileges


Account Features
  • Inerest bearing account - calculated on the closing daily balance and paid on the last day of each month
  • No minimum balance requirement
  • All deposits are free
  • Unlimited MemberDirect® Online Banking or Mobile App transactions at no charge
  • At age 25, the account will be transferred to a Personal Chequing account

U.S. Dollar Account

Are you a snowbird who likes to flee our cold Saskatchewan winters? Do you conduct business south of the border? If so, a U.S. chequing account is a convenient and low-fee way to make the most of your U.S. funds.
U.S. Dollar Chequing

Recommended for members who desire to hold U.S. currency, make purchases in the U.S.A., or travel frequently.

NOTE: Access is limited to cash or cheques. Overdraft protection, Point of Sale, ATM access, automatic debits, utility payments, remote access services or preauthorized payments are not available on this account.


Account Features
  • Non-interest bearing account
  • Funds can only be accessed by cash withdrawal or cheque.
  • All deposits are free
  • No minimum balance requirement
  • Minimal monthly service charge

Terms and Conditions:  The Terms and Conditions for Financial Services apply to and govern the operation of your Personal Accounts.  They contain important information about your account(s), as well as member and credit union responsibility and liability information.  To read the Terms and Conditions please click here: Terms and Conditions - Personal Accounts.

Enjoy the advantages of a Unity Credit Union Account

    • FREE Interac e-Transfer® transactions.
    • Access your funds and account history conveniently through a variety of channels: 
      • In person at Unity Credit Union.

      • Online Banking.

      • Unity Credit Union Mobile App  - Available for both Apple and Android devices.

      • MEMBER CARD® debit card (physical card or mobile wallet options).

      • ATM access through thousands of credit union ding free® ATMs across Canada.

Need a hand?
We can help! We’ll help you find the right account for your day-to-day banking needs.
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.