​​​MUTUAL FUNDS, STOCKS, & BONDS

We have a wide range of investment products for all types of investors.
We'll help you choose the best options to suit your
risk appetite and time horizon.

What's the difference?

   Mutual Funds*   

Mutual Funds* are investments that pool your money with other investors to buy a portfolio.  There are many mutual fund categories to choose from, ​including equity, fixed income, and balanced funds.​  These can be held on their own or in an RRSP, RESP, TFSA, RDSP, or RRIF.

A good option if:
  • You want high diversification in your portfolio and would like your assets managed by professionals
  • You want to choose your risk comfort level

   Stocks**   

Stocks allow you to benefit from the success of a company either through dividends or capital gains.  They can be purchased through equity mutual funds or exchange traded funds via Credential Securities. 

​A good option if:
  • You want higher returns
  • You have a longer time frame
  • You can take on a higher level of risk 

   Bonds**   

If you’re looking for more conservative investing options, bonds are likely a good option.  Typically issued by federal, provincial, or municipal governments, bonds are guaranteed.​

A good option if:
  • You want less risk
  • You prefer stability
  • Have a conservative investing profile

*Mutual funds are offered through Credential Asset Management Inc.
​**Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

Choose an investment option that fits your needs:

​Brokered Investments through Credential Securities

Choose from a wide selection of stocks, bonds and mutual funds available through Credential Securities. 

Recommended for:

Members looking for an investment with the opportunity for more growth based on individual risk tolerance and investment objectives.  This is not a guaranteed deposit and there is no guaranteed rate of return.  These products are for more sophisticated investors looking for a wider range of investment solutions.

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​Mutual Funds through Credential Asset Management Inc.

Mutual Funds are a popular way to invest because you can choose your own style of investing  - aggressive or conservative; domestic or foreign; short-term or long-term. 

Recommended for:

Members 18 years of age and older looking for an investment with the opportunity for more growth based on individual risk tolerance and investment objectives.  Unity Credit Union has access to a wide variety of mutual funds options, which combine the benefits of diversification and professional asset management with affordability.

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Online Investing through Qtrade Direct Investing​​™️

We have partnered with Qtrade Direct Investing to provide you with online investing from one of Canada’s best online brokers.  If you prefer to self-manage your investments, Qtrade Direct Investing empowers you to reach your investment goals.

Recommended for:

Members who prefer to invest on their own and on their own terms, Qtrade Direct Investing allows the flexibility to manage your own investments, online or on your smartphone.  These products are for more sophisticated investors who are comfortable investing on their own.

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Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. 

Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc.  Qtrade Direct Investing is a division of Credential Qtrade Securities Inc.  Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth.

Not sure what option is right for you?

We're here to help!  Our Investment Team can help you determine what options are right for you.  Make an appointment with one of our Investment Specialists to learn more about the investment options available to you.

CALL TO MAKE AN APPOINTMENT

Link your account in Online Banking

You can view your account details by linking your account in Online Banking. 
​To link your account, login to Online Banking.  Then choose 'Account Services' from the left-hand tab, and then choose 'Manage Partner Accounts'.  Click on the Investment Account type that you have, and fill in the required account details.

LOGIN TO ONLINE BANKING

Already have an existing account through Credential Asset Management,  Credential Qtrade Securities Inc., or Qtrade Direct Investing?

Manage your account through Credential Online

You can also manage your account online through Credential Online, an investor portal for viewing Credential Asset Management Investments.  It includes account holdings, transaction history, and the option to sign up for e-statement delivery. 

LOGIN TO CREDENTIAL ONLINE