PERSONAL LOAN

Are you planning on taking a special vacation, renovating your house, purchasing a car, appliances, recreational equipment or an investment?  Or use a personal loan to consolidate your debts and lower your monthly payments and interest costs?  A personal loan can make good financial sense for you.  Unity Credit Union offers personal loans at competitive rates.

Who Might Use This Product?

Consumer members who require a loan for a specific purpose.

Cost Savings and Member Benefit

  • Competitive interest rates
  • Relationship pricing
  • You can pre-pay your loan at any time with no penalty and save interest
  • Lower interest rates may apply where security provided
  • Members are eligible for cash rebates through our Patronage Program

Convenient and Flexible

  • Quick approval - usually within one business day
  • Manageable payments on a schedule that works for you

                   - Payments can be made weekly, bi-weekly, semi-monthly or monthly

                   - Terms can range from 1 - 5 years (6-7 year terms for new vehicles)

                   - Payments can be made by automatic transfers

  • Borrow for a variety of purposes

                   - Vacations

                   - Vehicles

                   - Household

                   - Debt Consolidation

                   - Other

  • Payment can be made through a variety of channels

                   - In person

                   - Online Banking

                   - Unity Credit Union Mobile App

                   - Telephone

                   - ATM

Peace of Mind

  • Loan insurance available 
  • Cost of credit and any fees associated with the loan will be disclosed at the time of approval

Information about your Personal Loan

You have many different ways to access your account information or history

  • In-branch assistance
  • Immediate access via Online Banking or Mobile App
  • Monthly detailed statements, including e-statements

Insurance for what matters most.

We offer loan insurance options for payment protection on personal loans.  Our Account Managers can help you choose the options that are right for you.