LOAN AND MORTGAGE INSURANCE

Protect your purchases from unexpected life events.  We offer a range of mortgage and loan insurance options to suit your individual needs.

What type of insurance are you looking for?

Payment Protection for your Single Premium Loan:

This is paid once, up front, at the time the loan is approved and is based on the loan amount.​

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness*.

Payment Protection for your Monthly Premium Line of Credit:

This is paid monthly based on your balance.
(Only available for a Line of Credit, Quick Loan, or Student Loan)

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness*.

Mortgage Insurance:

This is paid monthly, and the amount you pay for your coverage is dependent on the amount of your mortgage. 

Life Insurance

Unity Credit Union offers life insurance, which pays the outstanding insured balance of your loan* upon your death.

Disability Insurance

Unity Credit Union offers disability insurance, which will pay your insured monthly payment* should you become temporarily or permanently disabled through sickness or accident.

Loss of Employment Insurance

Unity Credit Union offers loss of employment insurance, which will pay your insured monthly payment* should you unexpectedly become unemployed*.

Critical Illness Insurance

Unity Credit Union offers critical illness insurance, which pays the outstanding insured balance of your loan* if you are diagnosed with a critical illness.

*some restrictions apply

Loan, line of credit, mortgage and business line of credit protection insurance coverage is optional and is underwritten by CUMIS Life insurance company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, please visit www.cumis.com or call 1-800-263-9120.