BUSINESS NON-REGISTERED INVESTMENTS

We offer a wide range of non-registered investments to help your business with its investment needs.

Non-Registered Investment Options for your Business:

1-60 MONTH
TERM DEPOSIT

A non-redeemable investment with competitive interest for a fixed period.  Since the funds are locked in, you know what your growth will be.

CU BONUS
BUILDER​®
TERM DEPOSIT

A 5-year non-redeemable investment with an escalating interest rate.  It is available from January 15 until March 1 of each year.  The escalating interest rate allows you to take advantage of increased rates and since the rate is locked in, you know what your growth will be.

MUTUAL FUNDS*

Mutual funds are a popular way to invest because you can choose your own style of investing – aggressive or conservative, local or foreign, short term or long term.

Unity Credit Union has access to a wide variety of mutual funds options, which combine the benefits of diversification and professional asset managment with affordability.

*Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds investments.
Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

FLEX TERM DEPOSIT

This investment is a 1-year term with a guaranteed rate.  It is redeemable anytime, with full interest paid.

HARVEST PREMIUM TERM DEPOSIT

A 5-year investment that is available in the fall from October 15 to December 1 of each year.  This investment allows you the security of a guaranteed interest rate and the flexibility of redeeming the deposit on the anniversary date, without penalty.

BROKERED INVESTMENTS**

A wide selection of stocks and bonds are available in the form of publicly traded stocks on the Canadian and U.S. stock exchanges, as well as government and corporate bonds, income trusts, and preferred shares.

To discuss your options, contact our Credential Securities Investment Advisor.

**Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc.  Credential Securities is a registered mark owned by Aviso Wealth Inc.
Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

INDEX LINKED
TERM DEPOSIT

A non-redeemable investment with the potential for stock market growth, while maintaining the security of a term deposit.  This product offers returns based on the performance of individual stocks within an equity basket.  The rate of return is linked to the average monthly performance of the product offering and is paid at the end of the term.

SUNLIGHT PREMIUM TERM DEPOSIT

A 5-year investment that is only available from June 15 to July 15 of each year.  This investment allows you the security of a guaranteed interest rate and the flexibility of redeeming the deposit on the anniversary date, without penalty.

WEALTH ACCUMULATOR TERM DEPOSIT

A 1-year investment that allows two withdrawals per year, offers competitive interest rates, and allows you to make convenient, automatic deposits at a specified time period.

TERM DEPOSIT RATES

​Take a look at our current term deposit rates.
Not sure where to start?
Let our Investment Team help you decide!

Our Investment Specialists will work with you to determine what Term Deposit option is best suited to help you reach your financial goals.
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