BUSINESS  ACCOUNT OPTIONS

Whether you make simple deposits, do everything digital, or
work with U.S. dollars, we have a business account for you.

​​​What type of business account do you need?

Commercial & Ag Chequing

Who Might Use this Account?

Recommended for business and agriculture members who use their accounts for various daily transactions (e.g. write cheques, pay bills, use MEMBER CARD® debit card) and are not concerned about earning interest on these funds.

Account Features
  • Non-interest bearing account

  • All deposits are free

  • Unlimited MemberDirect® Online Banking or Mobile App transactions at no charge

  • Automatic deposits and withdrawals  (e.g. deposit business/agriculture income or withdraw to pay vehicle insurance)

Organization Chequing

Who Might Use this Account?

Recommended for organizations or clubs that use their accounts for various daily transactions (e.g. write cheques, pay bills) and are not concerned about earning interest on these funds.

NOTE: You can only access these funds in person (in branch) or online.

Account Features
  • Non-interest bearing account
  • All deposits are free
  • Unlimited MemberDirect® Online Banking or Mobile App transactions at no charge

Business Plan 24® Savings

Who Might Use this Account?

Recommended for businesses looking for an account to save money and earn interest. The Plan 24® Savings account may be just what you need for your business with unlimited deposits, daily interest, and easy accessibility.

NOTE: Chequing privileges and overdraft protection are not available on this account

Account Features
  • Daily interest savings – calculated on the closing daily balance and paid on the last day of each month
  • No minimum balance requirement
  • All deposits are free
  • Unlimited MemberDirect® Online Banking or Mobile App transactions at no charge

U.S. Dollar Chequing

Who Might Use this Account?

Recommended for members who desire to hold U.S. currency, make purchases in the U.S.A., or travel frequently.

NOTE: Access is limited to cash or cheques. Overdraft protection, Point of Sale, ATM access, automatic debits, utility payments, remote access services or preauthorized payments are not available on this account.

Account Features
  • Non-interest bearing account
  • Funds can only be accessed by cash withdrawal or cheque.
  • All deposits are free
  • No minimum balance requirement
  • Minimal monthly service charge

Agri-Invest Account

Overview

Agri-Invest is a federal–provincial-territorial initiative implemented as a business risk management program to help the agricultural sector manage risks and improve market income.

Account Features
  • Producers who are eligible for the program will receive their deposit information from Agriculture and Agri-Food Canada
  • Agri-Invest accounts calculate interest on the minimum monthly balance
  • Interest is paid annually on December 31
  • Statements are produced monthly
  • Government matched funds are deposited directly into the account

Terms and Conditions:  The Terms and Conditions for Financial Services apply to and govern the operation of your Business Accounts.  They contain important information about your account(s), as well as member and credit union responsibility and liability information.  To read the Terms and Conditions please click here: Terms and Conditions - Business Accounts.

Enjoy the advantages of a Unity Credit Union Business Account:

  • FREE Interac e-Transfer® transactions.
  • Access your funds and account history conveniently through a variety of channels: 
    • In person at Unity Credit Union.
    • Online Banking.
    • Unity Credit Union Mobile App  - Available for both Apple and Android devices.
    • MEMBER CARD® debit card (physical card or mobile wallet options).
    • ATM access through thousands of credit union ding free® ATMs across Canada.

​Need a hand?

We’ll help you find the right account for your business needs.