Everyone's financial goals are unique.
We've got you covered with a range of accounts for all your financial needs.
We've got you covered with a range of accounts for all your financial needs.
We're here to help with all your business financial needs.
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A Registered Retirement Savings Plan (RRSP) is a government approved plan that helps you save money for your retirement. RRSPs are an effective plan that may lower your taxable income while allowing your investment to grow tax sheltered.
A cashable tax sheltered investment with a competitive variable interest rate. This is a flexible investment allowing you to deposit or redeem at any time.
A tax sheltered, non-redeemable investment with competitive interest for a fixed period. Since the rate is locked in, you know what your growth will be.
Mutual funds are a popular way to invest because you can choose your own style of investing – aggressive or conservative, local or foreign, short term or long term.
Unity Credit Union has access to a wide variety of mutual funds options, which combine the benefits of diversification and professional asset managment with affordability.
*Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds investments.​
​Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.
A tax sheltered 5-year non-redeemable investment, with an escalating interest rate. It is available from January 15 until March 1 of each year. The escalating interest rate allows you to take advantage of increased rates and because the rate is locked in, you know what your growth will be.
A tax sheltered non-redeemable investment with the potential for growth like a stock market investment, while also maintaining the security of a term deposit. This product offers returns based on the performance of individual stocks within an equity basket. The rate of return is linked to the average monthly performance of the product offering and is paid at the end of the term.
A wide selection of stocks and bonds are available in the form of publicly traded stocks on the Canadian and U.S. stock exchanges, as well as government and corporate bonds, income trusts, and preferred shares.
To discuss your options, contact our Credential Securities Investment Advisor.
**Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.
This is a Registered Retirement Income Fund (RRIF), a registered government plan, which can be described as a continuation of your RRSP. At the age of 71, your RRSP may be converted into a RRIF to continue the tax deferral. It will provide a consistent, reliable source of income from your many years of saving and investing, and will have the same tax sheltering of growth. There is one key difference: instead of making tax deductible contributions, you have to a take out a minimum taxable amount each year, based on your age. An RRSP has to be converted to a RRIF no later than December 31 of the year in which you turn 71.
A cashable tax sheltered investment with a competitive variable interest rate. This investment will generate retirement income, while sheltering your interest earnings. You have the flexibility to move the funds at any time.
A tax sheltered, non-redeemable investment with a competitive interest rate for a fixed period. The rate is locked in, so you know what your growth will be.
A tax sheltered 5-year non-redeemable investment, with an escalating interest rate. It is available from January 15 until March 1 of each year. The escalating interest rate allows you to take advantage of increased rates and because the funds are locked in, you know what your growth will be.
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