Sunlight Premium Term Deposit

Term Deposit: Sunlight Premium

The Sunlight Premium Term Deposit is a 5 year investment that is only available from June 15 to July 15 of each year.  This investment provides a guaranteed interest rate with the flexibility to redeem the deposit on the anniversary date without penalty.

Who Might Use this Plan?

Individuals 18 and older looking for the security of a guaranteed interest rate and the flexibility of annual redemption without penalty. 


Affordable Expand/Collapse

  • You can start your investment with as little as $1,000
  • All deposits are free
  • No service fees if withdrawn on anniversary date

Interest Rate and Member Benefit Expand/Collapse

  • Competitive escalating, fixed interest rate
  • Guaranteed Rate of Return
  • Interest paid annually  
  • You can use your investment as security to obtain a better loan rate
  • Members are eligible for cash rebates through our Patronage Program

Convenient and Flexible Expand/Collapse

  • Redeemable annually on the Anniversary Date without penalty
  • Choose how you would  like your interest paid;  into an account of your choice or compounded to the term deposit
  • Choose where you want the funds to go upon maturity; credited to an account of your choice or automatically renew for a like term at the current rates

Secure Expand/Collapse

Information About Your Deposit Expand/Collapse

You have many different ways to access your account information or history

  • Monthly Statement - You can choose how you want to receive your monthly statement; paper or eStatement. We suggest protecting the environment and ensuring secure record keeping by using eStatements.
  • In branch
  • Online banking, telephone banking and mobile services

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