Term Deposit: CU Bonus Builder®

The CU Bonus Builder® is a 5 year non-redeemable investment with a guaranteed escalating interest rate that is available from January 15 until March 1 of each year.  The escalating interest rate allows you to take advantage of increased rates and since the rate is locked in, you know what your growth will be. 

Who Might Use this Plan?

Individuals 18 and older who are looking for a guaranteed investment with a guaranteed rate that increases each year; letting you know what your growth will be. 

Affordable Expand/Collapse

  • You can start your investment with as little as $1,000
  • All deposits are free
  • No service fees to withdraw at maturity

Interest Rate and Member Benefit Expand/Collapse

  • Competitive fixed interest rate so you know what your growth will be
  • Interest Rate increases each year
  • Interest may be compounded annually increasing the growth of your investment
  • You can use your investment as security to obtain a better loan rate
  • Members are eligible for cash rebates through our Patronage Program

Convenient and Flexible Expand/Collapse

  • Redeemable annually on the Anniversary Date
  • Choose if you would like the interest paid into an account annually on the Anniversary Date or have it compound to the term deposit
  • Choose where you want the funds to go upon maturity; credited to an account of your choice or automatically renew for a like term at the current rates

Secure Expand/Collapse

Information About Your Deposit Expand/Collapse

You have many different ways to access your account information or history

  • Monthly Statement - You can choose how you want to receive your monthly statement; paper or eStatement. We suggest protecting the environment and ensuring secure record keeping by using eStatements.
  • In branch
  • Online banking, telephone banking and mobile services

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