Non-Registered Investments

Non-Registered Investments

Non-registered simply means the investment does not receive the tax benefits of registered plans.  That also means they don’t have the same restrictions.
We offer a mix of term lengths, deposit amounts, saving options and competitive interest rates.
You have access to a full spectrum of investment products, a wealth of wealth management expertise, plus the personal attention that comes with being a member-owner.

Term Deposit:  1 – 60 month
The 1 – 60 month Term Deposit is a non-redeemable investment with competitive interest for a fixed period.  Since the funds are locked-in, you know what your growth will be.  More 

Term Deposit:  CU Bonus Builder®
The Bonus Builder Term Deposit is a 5 year non-redeemable investment with an escalating interest rate that is available from January 15 until March 1 of each year.  The escalating interest rate allows you to take advantage of increased rates and since the rate is locked-in, you know what your growth will be. More

Term Deposit:  Harvest Term
The Harvest Term deposit is an investment that is available in the fall from October 15 to December 1.  This investment is a 1 year term with a guaranteed rate that is redeemable anytime with full interest paid.  More

Term Deposit:  Harvest Premium Term
The Harvest Premium Term Deposit is a 5 year investment that is available in the fall from October 15 to December 1.  This investment allows you the security of a guaranteed interest rate and the flexibility of redeeming the deposit on the anniversary date without penalty.  More

Term Deposit:  Sunlight Premium
The Sunlight Term Deposit is a 5 year investment that is only available from June 15 to July 15 of each year.  This investment allows you the security of a guaranteed interest rate and the flexibility of redeeming the deposit on the anniversary date without penalty. More

Term Deposit:  Wealth Accumulator
The Wealth Accumulator Term Deposit is a 1 year investment that allows two withdrawals per year, offers competitive interest rates and allows you to make convenient, automatic deposits at a specified time period.   More

Term Deposit: Index Linked Deposit
The Index Linked Term Deposit is a non- redeemable investment with the potential for growth, like a stock market investment, while maintaining the security of a term deposit.  This product offers returns based on the performance of individual stocks within an equity basket.  The rate of return is linked to the average monthly performance of the product offering and is paid at the end of the term.  More

Mutual Funds
Mutual funds are a popular way to invest because you can choose your own style of investing - aggressive or conservative, domestic or foreign, short-term or long-term.  More

Brokered Stocks, Bonds and Mutual Funds
Choose from a wide selection of stocks and bonds brokered through our Credential Financial Strategies office.    More

 

Find Branch/ATM

Enter address, postal code or branch name

CREATE A BROCHURE

For more information on the Products and Services offered at the Unity Credit Union

Click Here