Personal Loan

Are you planning on taking a special vacation, renovating your house, purchasing a car, appliances, recreational equipment, or an investment?  Or, use a personal loan to consolidate your debts and lower your monthly payments and interest costs. A personal loan can make good financial sense for you. Unity Credit Union offers personal loans at competitive rates.

Who Might Use this Product/Service?

Consumer members who require a loan for a specific purpose.

Cost Savings and Member Benfit Expand/Collapse

  • Competitive Interest Rates
  • Relational Pricing 
  • You can prepay your loan at any time with no penalty and save interest
  • Lower interest rates may apply where security provided
  • Members are eligible for cash rebates through our Patronage Program

Convenient and Flexible Expand/Collapse

  • Quick approval – usually within one business day
  • Manageable payments on a schedule that works for you
    • Payments can be made weekly, biweekly, semimonthly or monthly
    • Terms can range from 1 – 5 years
    • 6 or 7 year terms for new vehicles
    • Payments can be made by Automatic Transfers
  • Borrow for a variety of purposes
    • Vacations
    • Vehicles
    • Household
    • Debt Consolidation
    • Other
  • Payment can be made through a variety of channels
    • In person
      • CUConnect  allows you to complete transactions at any credit union in Saskatchewan
    • Online
    • Using Mobile Device
    • Via Telephone 
    • ATM’s

Peace of mind Expand/Collapse

  • Loan Insurance available (life and disability)
  • Cost of credit and any fees associated with the loan will be disclosed at the time of approval

Information about your Personal Loan Expand/Collapse

You have many different ways to access your account information or history

  • In branch assistance
  • Immediate access via online banking, telephone banking or mobile services
  • Monthly detailed statements

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