Member Benefits


Community Involvement & Support

Unity Credit Union is actively involved in supporting the community by sponsoring events, making donations, holding contests and promotions, supplying volunteers and actively participating in community events.  We understand that a strong community leads to a strong credit union.  We want our community, its businesses, organizations and residents, to grow, prosper, and flourish.

Local Decision Making
Unity Credit Union has a board and management team that are local. They live and work in the communities we serve.  Decisions are made by these people whether those decisions relate to policies, procedures or loans.  As a member, you know the people who make the decisions and you can talk to them about what is important to you.  Personal and local decision making leads to quicker and easier decisions for all your financial needs, including and especially loans.

Real Person Answering the Phone
When you phone Unity Credit Union you will be able to talk to a real person rather than an automated answering service.  We connect with our members through this one on one contact.  We listen to your needs so we can better serve you and direct you quickly to the appropriate person who can help you.

Duty of Care
Everyone wants to feel a sense of financial well-being.  This begins with trusting the relationships you have with your advisors.  Unity Credit Union employees care about you and your financial well-being.  We will consider where you are in your life and offer suggestions beyond your present needs to help you attain the sense of well- being you desire.  You deserve to feel cared for.

Flexible Hours of Service
Unity Credit Union is open Monday through Friday, 8:30 am – 4:30 pm.  These convenient hours of service allow members to visit Unity Credit Union before work, throughout the morning and afternoon, and through their lunch hour.  However, if these hours do not fit our members’ needs, they can contact us to arrange a meeting outside of our core business hours.  In addition to striving to provide more convenience and flexibility for members, we offer many and varied electronic means of doing business with Unity Credit Union, such as MemberDirect® Online Banking, Mobile Banking, Mobile App, Text Banking ATM, and credit unions CONNECT.

Deposit Guarantee
Deposits held in Saskatchewan Credit Unions are fully guaranteed through the Credit Union Deposit Guarantee Corporation (CUDGC).  Your deposits are safe and will always be repaid, no matter how large or small the dollar amount.  This means that you can deposit your hard earned money with the assurance that you will never lose a cent—guaranteed.

Financial Co-operative
A credit union is a financial co-operative.  We balance the principles of co-operatives with those of business.   Our principles ensure we engage in activities focusing on democracy, social consciousness, and human relations.   We are a business owned and controlled by members and operated for them and by them.  Members pool their financial assets to receive services they need and benefit from operating surpluses generated, through community donations and patronage.   As a member, you benefit as well as having an influence in the future of your credit union. 

Patronage is a form of reward for being a member.   Members not only receive competitive rates on loans and deposits but also share in the surplus generated by the credit union based on the amount of business done with the credit union.  In essence, the credit union shares its profits with you.  Equity is only paid to members.  Those who choose not to become a member may still utilize the services of the credit union and contribute to the operating surplus of the organization, but they are not eligible for the equity payment.  Being a member of Unity Credit Union truly pays!

Interested in becoming a member?  Fill out the membership application, and we will contact you with more information!




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